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Do u need police report file insurance claim how to#
Do u need police report file insurance claim driver#

If you don’t file a report at the scene of the crash, you can call the police station, go in person, or in some cases file a report online after the accident. However, you should ask the officers how you can get a copy of the report for your records. If you call the police after an accident and they file a police report from the scene, you do not have to file a separate police report yourself.

The other people involved in the accident cannot make false claims after the fact that would contradict the evidence in a police report.

You can also link any damage you find in your car to the recorded accident. By creating an official record, you also legitimize any medical bills you may end up paying related to any injuries from the accident.

Filing a police report starts a record of your accident, which helps legitimize any legal claims you may need to make.

This could cut down significantly on negotiating back and forth. If a police report backs up your version of events, it’s much harder to disprove.

The police report of your accident may end up becoming one of your strongest pieces of evidence because of the details included and the third-party testimony of the officer who responded to the scene.

This includes eyewitness names and accounts, any citations issued by the officer, the officer’s opinion of what happened in the crash, and an account of any evidence at the scene that would be relevant to a case.

A police report will include helpful information you may not know to get after an accident, especially if you’re shaken up.

So the details of your case are extremely important. For example, if you were 25% at fault, you can only recover 75% of your total losses. California’s comparative fault law allows crash victims to recover damages based on how much they were at fault. A police report provides a detailed, authoritative account of your accident that can help you establish fault where it belongs.

Proving fault is the most important part of a claim.You must also file a police report if the crash resulted in more than $1,000 in property damage.Įven if filing a police report isn’t required after an accident, it’s still a good idea because: This includes anyone injured as a result of the accident, including bystanders and pedestrians. Under California state law, you are legally required to file a police report within 24 hours of an accident if anyone was killed or injured in the crash, no matter how minor the injury. When Do You Need a Police Report After a Car Accident in California?

Do u need police report file insurance claim how to#

You should talk to a personal injury lawyer about how to get the proof you need for a successful case. You can actually overcome not having a police report with strong, convincing evidence.

So while a police report may help your claim, it’s not necessary as part of the insurance process. In California, insurance claims can go forward even if you don’t have a police report. Filing a police report after an accident may not only be legally required in California in certain situations, but the report may also help you prove what actually happened and file a successful claim or lawsuit for compensation.īut what if you didn’t file a police report? Fortunately, you’re not out of luck. Meanwhile, your neck starts to ache – turns out you have whiplash that needs physical therapy.Įven a minor accident can turn into an ordeal like the above – and a police report can help avoid this fate. Now, your simple case faces the risk of becoming a “he said, she said” situation. And unfortunately, there’s nothing backing up your version of events except for your word.

Instead, they’re trying to put the fault on you for the crash.

Do u need police report file insurance claim driver#

You don’t file a police report because you and the other driver agree on what happened and agree that you’ll settle this through your insurance companies.Ī couple of days later, the other driver starts denying their role in the accident. No one seems hurt, so you decide not to call the police to the scene. You may have been in this situation yourself – you get into a fender bender and exchange information with the other driver.